I remember the first time I heard Banks; it was in the car of a boy from Jersey who gave me more credit than I deserved, the song was ‘Warm Water’. It was Winter time, a dry cold. The time between when the leaves crunch beneath your boots and the first snow fall. I shivered in the passenger seat while I wondered if he was somebody I could fall in love with, hoping he’d be someone who could make me feel the things Banks was singing about. And I’m sure he could have, maybe would have, had I given a decent man a chance.